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Bend Oregon Real Estate

Bend, OR (PRWEB) March 4, 2010

Buyers from France, Malaysia, Alaska, Hawaii, Texas, California, Washington, Oregon and all over the world are buying Bend Oregon real estate. A local real estate firm, Bend Oregon Real Estate Expert, is shattering their previous sales records with over 50% of their sales attributed to bank foreclosures. Company sales were up 220% on a year to year comparison.

These sales occurred in most price ranges. The highest being a new 4,000 square foot home in one of Bend’s most up-scale neighborhoods that sold for 0,000. The least expensive bank owned home was a 1,400 square foot home with 3 bedrooms and 2 baths that sold for 5,000. “Bank foreclosures are selling like hotcakes in Bend Oregon” said Jim Johnson Principal Broker.

The father and son team of Jim and Matt Johnson have relied on Internet marketing to find and inform buyers from all over the world about their specialty of representing buyers in obtaining bank owned homes in Bend.

A buyer first signs up for the company’s “New Listing Notification Service.” They determine the criteria of the property they are looking for including, maximum price, square footage, bedrooms, baths, lot size etc.

They are then provided a link to their own web site called a “Client Portal”. All listings that fit their parameters are loaded into their client portal. Then any new listings or price reductions that fit their requirements are put in their client portal and an e-mail notifies the client the minute a property hits the market.

Buyers can then save or delete the listings in their portal. All listings include color pictures and full details about the property including the amount of annual taxes. The Bend Oregon Real Estate Expert brokers have access to the client portals and can determine exactly what their clients are looking for.

Bank foreclosures that are well priced are selling within the first 30 days they are on the market. Most banks won’t consider an offer for the first 5 days of the listing because multiple offers are common. One luxury home in an exclusive golf course community had six offers in the first few days it was on the market. This home was listed for 4,900 and sold in 2006 for 0,000.

Bend Oregon bank foreclosures are selling for approximately half of what they sold for in 2006 and 2007. “There’s going to be a lot of money made this year by smart buyers who buy in Bend” said Matt Johnson, Jim’s son and partner. “It looks like there will be a good choice of homes coming on the market for the next several months.”

About Bend Oregon Real Estate Expert Matt and Jim Johnson are a father and son team who moved to Bend in 1981 when Matt was two years old. This is their 6th year as partners and Jim has been selling residential real estate for 34 years. They specialize in helping buyers obtain bank foreclosures. For more information on bank foreclosures or Bend Real Oregon Estate, buyers can read their Bend Oregon Real Estate Blog or call 541-389-4511.

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If you are one of the many Americans that have struggled with finding a successful weight loss solution, you are probably well aware of how difficult of a battle it can be. It can become very overwhelming trying to figure out which weight loss approach to pursue due to the vast number of options that are available and the many more options that are appearing every year. The good thing is that the latest options that are appearing are much less invasive than early procedures and products.

One fairly non invasive method of fat reduction is lipodissolve. This procedure basically melts your fat away with much less damage to your body than earlier procedures such as liposuction. Basically what the procedure involves are injections that literally break down your fat from your problem areas. This is done by strategically positioning the injections where you have larger fat storages. The other benefit is that the fat is then released from your body through the natural waste removal process. There are quite a few providers out there that offer this less invasive procedure, so you will probably want to do your homework before settling on one just to be sure that you have chosen someone with experience to perform your procedure. Even though lipodissolve has a significantly low level of invasion, it is still a good idea to seek the services of someone that has performed the procedure successfully in the past so that you can be more confident that you will see the results you are seeking.

You may also want to seek the advice of a health care professional before deciding to move forward with this procedure. A professional can give you the specifics of the procedure and what results you can realistically expect. They can also help you determine if the procedure is appropriate for you. This can also give you a chance to ask any questions that you might have on the procedure. You also might want to talk with other individuals who have chosen the option of lipodissolve to see how it worked for them and how satisfied they are with the results. If anything, talking with someone that has dealt with the same issues that you are going through can become a support system to help you see that there is hope and that you can make the change that you have been wanting.

If you have spent years struggling with your weight and trying to find the final solution to shedding your unwanted pounds, you are not alone. Many people have dealt with this problem and have searched through the many weight loss options that are available. Just remember, it is usually a good idea to fully research all of the available options before deciding which one you would like to pursue. The great thing about lipodissolve is that it is much less invasive than early procedures meaning that you do not have to spend much time recovering and can start spending time enjoying your new body.

Visit the website Laser Liposuction in Portland for more information on the laser procedure for skin or for more information on Lipodissolve in Portland Oregon

The younger you purchase a policy the more likely that you will pay less, not only in the short term, but over the course of your life.  If you have a policy and pay the premiums, you are guaranteed coverage for life.  An important concern with these polices is the ability to continue to afford the policy both today and into retirement, so dealing with a company that specializes in long term care can be very beneficial.

The opportunity to purchase long term care insurance can be limiting.  There are several medical conditions that disqualify individuals from obtaining this type of coverage.  Most experts advise their clients to start investigating long term care insurance plans in their early 50’s.  Today, the average age of a person buying long term care insurance is 57.  At age 50 the premiums for long term care insurance typically increase at a rate of 5-8% per year.  As a person ages, the likelihood of not qualifying for long term care increases; as an example, a 65-year-old has a 25 percent chance of not being eligible for long term care insurance.

Long term care insurance can help protect a family.  If there are assets to protect, the family should take the time to visit with a long term care insurance specialist.

Ask yourself, how will you pay for a long term care event that costs $30,000 to $100,000 per year?  What would that do to your families assets?  Who would be your caregiver and can they afford to take the time to care for you?  Many people, after looking at the statistics and the costs associated with such an event, realize the importance of such a policy sooner rather than later.

There can be several advantages for business owners.  In addition to asset protection, business owners of all sizes have the opportunity to receive tax deductions on their personal taxes by purchasing long term care policies.  Long Term Care Insurance is considered health insurance and taxed the same way with limitations on deductibility based on age.  We encourage you to sit down with your CPA and talk about all of the tax incentives of this product.

Most companies provide payment options that allow you to pay off your policy.  There is typically a “10-pay” option that usually costs four times the annual premium, but after 10 years, the policy is paid-off.  Another option is a “pay to age 65.”  This is a great option if you want to pay the plan off by the time you retire or if you are a business owner, this can be used as an incentive to keep a key employee.  The cost of the “pay to 65” plans varies based on attained age.  Either of these plans “10-pay” and “pay to 65” allow you to pay the policy off early versus until benefits are used or deceased.  Once the policy is paid-off the insurance companies can not increase your premiums over time.

In summary, it is very important take the time to sit down with your loved ones and let them know your plan.  Will your plan consist of a long term care policy or will you tell them that “they are your plan!”

Ask the difficult questions:

-          Who will be the caregiver?

-          Do you want a choice on where you will receive care?

-          What assets do you want to leave your children?

-          Can I afford to wait to buy this policy?

-          Have you talked with friends that have experienced a long term care situation personally?

Determine how many assets you would be willing to liquidate if you have a long term care event.  The fact is that approximately 50% of us will at some point need long term care.  Remember, if you do not have a long term care insurance policy your choice is to pay for the care out of your own assets and self-insure.

Tom Lothrop

Western Long Term Care, LLC

Tom Lothrop is the president of Western Long Term Care.

Took my camera and went up for a nice little hour flight in a Columbia 400 around Bend, Oregon back in May of ’05. It was a great day for flying and not a cloud in the sky. Flew by the Three Sisters, Broken Top and Mt. Bachelor. Mt. Jefferson, Mt. Hood, Mt. Adams, Diamond Peak and Mt. Ashland were easily visable.

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